Privacy Policy

Privacy Policy

This Privacy Notice is given to you on behalf of Madama & Associates.

Please read this Privacy Notice carefully. It describes in broad terms how we treat the information about you which you provide to us. We are required by law to give you this notice.

Why We Need Information From You
When you ask us to evaluate your request for insurance or underwrite an application for insurance, we need to know your name, address, age and other basic information. But we may also need more information, including finances, employment, health and hobbies. We need this information to service your business with us, help process transactions and run our business.

How We Get Information
What we know about you, we get mostly from you. But we may also have to find out more about you from other sources to make sure that what we know is correct and complete. Those sources may include health care providers and others. We may:

  • Ask for a medical exam
  • Ask for blood and urine tests
  • Ask for an EKG
  • Ask health care providers to give us health data, including information about alcohol or drug abuse

How We Protect What We Know
We treat your information with respect and concern for your privacy. Our employees are told to take care in handling your information. They may get information about you only when there is a good reason to do so. We take steps to safeguard the information we have.

How We Use and Disclose What We Know About You
We may use what we know about you to help us serve you better. For instance, we may use your information in order to negotiate for insurance coverage on your behalf with several of our underwriters, reinsurers, and their affiliates.

When we disclose information to others to perform business services for us, they must take appropriate steps to protect this information. And they may use the information only for the purposes of performing those business services.

Other reasons we may disclose what we know about you include:

  • Doing what a court or government agency requires us to do; for example, complying with a search warrant or subpoena.
  • Giving your information to someone who has a legal interest in your insurance, such as someone who lent you money and holds a lien on your policy.

Generally, we will only disclose the information we consider reasonably necessary to disclose and no more.

Other than these reasons, we will not share information about you with any other parties. We will not sell information about you to any other parties. We are not in the business of doing so. We are committed to protecting your private information.

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